Theodore Cavaliere, Experienced Financial Analyst, on Fiscal Responsibility

Theodore Cavaliere, a financial analyst, internal auditor, and finance/accounting manager, has witnessed the need for more consciousness about fiscal responsibility in companies’ finance practices, particularly in large corporations. Theodore Cavaliere feels strongly about the need for education that specifically targets fiscal responsibility at the level of owners and management within companies and corporations. He believes that if companies hired consultants to do trainings for the executive and management level, it would make a significant difference in the operation of these companies.

Theodore Cavaliere also believes in the need for staff development and leadership trainings among the non-management level business employees. Leadership development is a critical tool for growth within a corporate setting, by equipping employees with new skills and emphasizing improvement and long-term goals of the company in addition to immediate needs and results. Theodore Cavaliere has experience combining a broad range of expertise – such as finance, accounting, marketing knowledge – in order to identify, develop, and implement the best practices for business success.

Theodore Cavaliere has years of experience working for large corporations in particular, including Philip Morris, Coca-Cola, and Gilman & Ciocia. This experience has given Theodore Cavaliere invaluable insight and background into effective finance practices within the large corporate setting. At these workplaces, he often implemented or encouraged management to implement better practices around financial responsibility and leadership development, identifying the best ways to bring trainings and workshops into the workplace.

For individuals seeking growth and advancement within the large corporate setting, particularly for other finance professionals, Theodore Cavaliere recommends doing a strengths and skills-based analysis of professional assets in order to identify how to best lend one’s strengths to the company. Theodore Cavaliere also suggests a number of strategies for development of one’s weaknesses as an employee as a strategy for pursuing career advancement and promotion.

Theodore Cavaliere Holds Licenses and Certifications for Sale of Financial Products

Theodore Cavaliere, a graduate of Hofstra University in Hempstead, NY, holds a BS in Public Accounting and is highly experienced in finance work and selling financial products. Theodore Cavaliere holds several different licenses that authorize him to sell a variety of financial products. In the state of Florida, Theodore Cavaliere holds Insurance Licenses that qualify him to sell health insurance and life insurance.

These licenses also allow Theodore Cavaliere to sell variable annuities and fixed annuities, which are contracts between individuals and insurance companies which outline an agreement that the insurer makes periodic payments to the insured. In variable annuities, these amounts depend on a variety of factors, while in a fixed annuity, the payment amounts and income for the insured is a fixed amount. Theodore Cavaliere also holds a Series 7 license, which is also called the General Securities representative license. Through his Series 7 license, Theodore Cavaliere is authorized to sell individual securities such as stocks and bonds.

Theodore Cavaliere has stated that these licenses were critical for him to develop the sales and marketing experience that later qualified him for a position with HavaTampa Cigar. By getting hands-on and on-the-ground experience selling financial products and insurance to both individuals and companies, Theodore Cavaliere became familiar with all the nuances and details of effectives sales strategies, how to market a product, and explaining complex financial products in accessible language for the typical customer. Theodore Cavaliere describes the process of selling stocks/bonds as quite different from selling insurance, even though they both aim to provide financial security in clients’ lives by making a sound investment for the future.

Theodore Cavaliere also holds a Series 65 License, which allows him to charge hourly rates for financial services and financial advising. Typically, without a Series 65 License, financial advisors are paid through commissions.